The whole credit reporting industry depends on others absorbing their massive negative externalities. The companies are the equivalent of gross polluters dumpi

The whole credit reporting industry depends on others absorbing their massive negative externalities. The companies are the equivalent of gross polluters dumping benzene into reservoirs. > The privacy angle is minuscule It is infuriating to see the suffering of the individual victims of identity theft dismissed so cavalierly. If the credit reporting companies had to pay for all the harm they cause they would be bankrupt many times over. Even if credit rating serves a purpose, how does the system get reformed to bring true redress to those negatively affected by it?