This is wrong, there are cash back cards in the UK, for example. American express operates over here: https://www.americanexpress.com/uk/credit-cards/platinum-

This is wrong, there are cash back cards in the UK, for example. American express operates over here: https://www.americanexpress.com/uk/credit-cards/platinum-cashback-credit-card/ https://www.americanexpress.com/uk/credit-cards/platinum-cas... For the grandparent, cash back cards work by charging a higher percentage to the retailer and they haven't seen much traction or support in many European countries. Effectively in the long term they simply raise prices and give a greater cut to the card processor, theoretically they're overall a bad thing for consumers.