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If it is obvious predictable stuff, like being unemployed that almost everyone experiences eventually it isn't useful.
by AFNobody 8y ago
If it is obvious predictable stuff, like being unemployed that almost everyone experiences eventually it isn't useful.
- sokoloff 8y ago"[A] couple years of unemployment stretched over a 20 year career" seems to be an extreme outlier for the tech field. I worked through the 2000 and 2008 crashes and I can't think of anyone I worked with in tech who was involuntarily unemployed for more than a few weeks at a time and certainly not for 10% of the total time. (Voluntarily for personal reasons like they decided to stay home with a kid, sure.) Yes, years or 10%+ of unemployment would derail retirement savings. A few weeks here and there doesn't.
- AFNobody 8y agoSo now we are going from the general case to the Bay area tech crowd? I think you live in a bubble, honestly. Get out of it and realize how most people live.
- sokoloff 8y agoI see it differently. I think we’re in a sub thread on a tech discussion site about tech workers trying to retire in their 40s and what savings rate is required to do that. You’re the one trying to steer the discussion into a general case.