It won't remain unregulated for long if the banks get in on it, or if a large percentage of the public starts using it. After one or two bad examples on the TV

It won't remain unregulated for long if the banks get in on it, or if a large percentage of the public starts using it. After one or two bad examples on the TV news of banks screwing people with crypto or a major exchange hack that affects average Americans, you can be sure regulation will be coming soon.