Japan now appears to be a special case (also what about dividends reinvested?)... But by all means, diversify. I admit to not having a crystal ball. As to pu

Japan now appears to be a special case (also what about dividends reinvested?)... But by all means, diversify. I admit to not having a crystal ball. As to putting money to charity today I agree that might be a better idea. [EDIT: Even with dividends this particular time period in Japan yielded terrible returns. Investing in the stock market for long periods doesn't guarantee returns, nothing does, but it's a pretty good probability.]