Working hourly is the worst form of income for most people - you’re literally trading your self for money. Working salary is a step up, if you set reasonable g

Working hourly is the worst form of income for most people - you’re literally trading your self for money. Working salary is a step up, if you set reasonable goals and keep your commitments in check. You can work 20-30 hours and make the same money as if you were working 40-60, as long as you have the skills to generate enough value in that time and negotiate a truly results-based position. Working for yourself and contracting to others is like salaried with more flexibility. That can cut both ways - you can overcommit and work yourself to death for a pittance if you aren’t careful. The real magic seems to happen when you’re no longer trading your skills and time for money. That’s typically through dividends of some sort. That could be stock dividends, patent licensing, franchising, a subscription app... whatever. I’ve not been able to make this happen for myself yet but I feel like I have a good understanding of how to do it when my kids are a bit older and I am willing to invest my time to make it happen.