There's a monetary cost to it. And it is often worth paying. That is, a decent accountant will charge you money to make sure your taxes are in order, that you'

There's a monetary cost to it. And it is often worth paying. That is, a decent accountant will charge you money to make sure your taxes are in order, that you're not claiming anything you're not entitled to, and that your tax return is submitted on time. I know so many people stressed out at the end of the tax year - whereas I electronically submit all my receipts & invoices, and let someone else tell me how much to pay in tax. I always thought I'd rather save the money & spend the time doing that. Turns out it is cheaper in the long run to pay someone who has skills that you don't. Another thing I once learned - it's OK to charge a "go away" rate. If I don't want a client's business, I'll ask for double what I usually charge. They either get to find a "bargain" elsewhere, or I get to reevaluate my day rate! Finally, almost no one will have an honest conversation with you about money. Not industry peers, friends, or family. It is a touchy subject for many. Make sure it isn't within your family.