I was thinking more along the lines of building a history. Open a business bank account and a personal account. Give yourself regular payments (bi-weekly / mo

I was thinking more along the lines of building a history. Open a business bank account and a personal account. Give yourself regular payments (bi-weekly / monthly) from the business account. Perhaps then you could show your statements to the bank when asking for a housing loan. You would be demonstrating that even though the income of your business is up and down, you are able to provide yourself a steady living wage and that you have reserves to smooth out the bumps. Maybe this wouldn't help though, not sure. I'm a "freelancer" myself but I have never attempted to get a loan.