If you amass some fixed amount of money and buy a house with it, or keep it in the bank - yeah it won't help you. If you amass some fixed amounts of investment

If you amass some fixed amount of money and buy a house with it, or keep it in the bank - yeah it won't help you. If you amass some fixed amounts of investments, that gives you cash flow. Once that reaches a certain point depending on what your expenses are and your lifestyle choices are, you're free. "Wealth consists not in having great possessions, but in having few wants." - Epictetus If I (or more importantly my wife) had fewer wants, I'd already be financially independent.