There are ways of transferring money to different accounts, but they aren't available to normal individuals. Businesses can arrange to be able to make deposits

There are ways of transferring money to different accounts, but they aren't available to normal individuals. Businesses can arrange to be able to make deposits and withdrawals. So to pay a company, you would give them your account information and ask them to pull the appropriate amount from your account. This is typically only used for large or frequently recurring payments. Most other payments would be done with a credit or debit card.