here's my algorithm for my passive investments: - if rolling average of VIX is below 15, all in on vanguard - if it's above 15, choose from a basket of histor

here's my algorithm for my passive investments: - if rolling average of VIX is below 15, all in on vanguard - if it's above 15, choose from a basket of historically defensive stocks (Mcdonalds, Coke etc). Allocate more toward stocks with lower pearson correlation to the index in the past year. - add hysteresis to taste the idea is to avoid extended downturns while not really actively managing. This strategy backtests pretty well and it's what I use personally.