You have free will. You can opt-out of "the system" but it will be painful given your desires and lifestyle. So, yes, these things are wholly voluntary. If you

You have free will. You can opt-out of "the system" but it will be painful given your desires and lifestyle. So, yes, these things are wholly voluntary. If you want to live a modern, "easy" lifestyle then some of these things start to look rather coercive.