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There are always reasons to believe the market is at its peak and you should hold off. Time in the market beats timing the market. DCA is also worse than time i

• weltstub 9y ago
  The link you provide says DCA would have been a better strategy. Doesn't mean it's the optimal strategy, but the link subverts your point.
  • stouset 9y ago
    The point of the link was that even having the actual worst market timing, you’re still doing great. So stop worrying and just put your money in. If you plan on investing large lump sums repeatedly and exclusively at market peaks, then yes, DCA will be a better strategy. But this is just as unlikely as you being a financial genius who only ever invests lump sums at market lows. Actually, given the upward trend line of the market, it’s slightly less likely.