2 ms·
If you have 100k in cash, I feel like your 401k should be much higher. I would look at using the cash to supplement income so you can maximize your tax advantag
by crazypyro 8y ago
If you have 100k in cash, I feel like your 401k should be much higher. I would look at using the cash to supplement income so you can maximize your tax advantaged 401k savings.
Otherwise, personally, I would put 60% in low cost index funds like Vanguard, 20% in bonds and 20% in crypto, but that's because I have a high risk tolerance.
- stouset 8y agoThis (minus the crypto suggestion). Maximize your 401(k) contributions. Max your Roth IRA (via backdoor if you make typical tech incomes). “Pay” yourself whatever shortfall is in your budget from these cash reserves.