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It probably depends on how much you do it. I'd imagine they know how much their average revenue per customer is and they'd cut people off after the chargebacks
by chrischen 9y ago
It probably depends on how much you do it. I'd imagine they know how much their average revenue per customer is and they'd cut people off after the chargebacks exceed a certain threshold.
- StudentStuff 9y agoDepends on the time of year, but especially when dealing with sketchy merchants (low end providers/vendors), if PayPal gives me any gruff, its straight to American Express for me. Perhaps PayPal wants to avoid violating the terms of their merchant agreement, which banning users that weren't mostly fraudulent would probably not jive with? American Express is very strict with processors
- chrischen 9y agoAmex probably has more to lose than PayPal does if PayPal went to war with them.
- StudentStuff 9y agoAmerican Express isn't afraid to drop a large merchant if they're mis-treating customers or not profitable, look at what happened with Costco. Visa/Mastercard/Discover won't go to war, but Amex will with a smile on their face.