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Never encountered this when filing a chargeback on an item or service purchased through PayPal, nor has it negatively affected my PayPal account.

• chrischen 8y ago
  It probably depends on how much you do it. I'd imagine they know how much their average revenue per customer is and they'd cut people off after the chargebacks exceed a certain threshold.
  • StudentStuff 8y ago
    Depends on the time of year, but especially when dealing with sketchy merchants (low end providers/vendors), if PayPal gives me any gruff, its straight to American Express for me. Perhaps PayPal wants to avoid violating the terms of their merchant agreement, which banning users that weren't mostly fraudulent would probably not jive with? American Express is very strict with processors
    • chrischen 8y ago
      Amex probably has more to lose than PayPal does if PayPal went to war with them.
      • StudentStuff 8y ago
        American Express isn't afraid to drop a large merchant if they're mis-treating customers or not profitable, look at what happened with Costco. Visa/Mastercard/Discover won't go to war, but Amex will with a smile on their face.