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You're operating under the assumption that insurance companies would continue acting as they do now, even if there is much more competition. Insurance companie
by pitaj 9y ago
You're operating under the assumption that insurance companies would continue acting as they do now, even if there is much more competition.
Insurance companies shouldn't want to deny you coverage just because you have a pre-existing condition. They most likely would just charge you more, because you're at a higher risk of costing them money.
- mikeash 9y agoOf course they’ll just charge you more. That’s how it was before, too. But when the premiums are so high that you can’t possibly pay them, there’s no real difference between that and being denied.