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They don't face financial ruin, unless they don't have health insurance and or they opt for various drugs that aren't covered by their plan. Before everyone sc

They don't face financial ruin, unless they don't have health insurance and or they opt for various drugs that aren't covered by their plan. Before everyone screams that all things should be covered please consider that due diligence has actually been done and the drug was considered to either not be effective or not needed based upon other existing treatments.

sykh 8y ago
The idea of universal care is that everyone have insurance. Before Obamacare my sister got cancer. She wasn’t lucky enough to have an employer nice enough to provide insurance through her job. Even people with insurance often times face financial ruin. Especially before Obamacare was enacted.
coolaliasbro 8y ago
Wrong--it is certainly the case that many insured individuals are left insolvent after necessary but costly medical procedures.
knz 8y ago
> They don't face financial ruin, unless they don't have health insurance In the age of high deductible plans I'm not sure this is accurate. For many Americans the $5,000+ for a deductible each year is unsustainable, especially if someone on the plan has an ongoing issue or they have to meet the deductible multiple times (changing jobs or an issue than spans calendar years).
ordinaryradical 8y ago
I am fighting my insurance company right now on a charge that I didn't have health insurance when I used their services this January despite having enrolled last September. The idea that once you have insurance the problems just magically go away is wishful thinking. These companies are predatory and stupid, and if I hadn't taken the time to read every single line for the 4-page, 10-pt font bill they sent me I wouldn't have even known they were charging me as though I was uninsured.
learc83 8y ago
>They don't face financial ruin, unless they don't have health insurance Without the ACA, this wasn't possible for millions of people. With the ACA it was still too expensive for millions of people. With the ACA minus the individual mandate it will be too expensive for even more. Also before the ACA, health care plans came with yearly and lifetime coverage limits. Coverage limits that were far below what care would cost in many cases. So even with insurance you could still face financial ruin.

sykh 8y ago

The idea of universal care is that everyone have insurance. Before Obamacare my sister got cancer. She wasn’t lucky enough to have an employer nice enough to provide insurance through her job. Even people with insurance often times face financial ruin. Especially before Obamacare was enacted.

coolaliasbro 8y ago

Wrong--it is certainly the case that many insured individuals are left insolvent after necessary but costly medical procedures.

knz 8y ago

> They don't face financial ruin, unless they don't have health insurance In the age of high deductible plans I'm not sure this is accurate. For many Americans the $5,000+ for a deductible each year is unsustainable, especially if someone on the plan has an ongoing issue or they have to meet the deductible multiple times (changing jobs or an issue than spans calendar years).

ordinaryradical 8y ago

I am fighting my insurance company right now on a charge that I didn't have health insurance when I used their services this January despite having enrolled last September. The idea that once you have insurance the problems just magically go away is wishful thinking. These companies are predatory and stupid, and if I hadn't taken the time to read every single line for the 4-page, 10-pt font bill they sent me I wouldn't have even known they were charging me as though I was uninsured.

learc83 8y ago

>They don't face financial ruin, unless they don't have health insurance Without the ACA, this wasn't possible for millions of people. With the ACA it was still too expensive for millions of people. With the ACA minus the individual mandate it will be too expensive for even more. Also before the ACA, health care plans came with yearly and lifetime coverage limits. Coverage limits that were far below what care would cost in many cases. So even with insurance you could still face financial ruin.