3 ms·
Isn't it better to design health care system based on some form of score, very much like credit score in financial systems? The healthier you live, the less you
by majidazimi 8y ago
Isn't it better to design health care system based on some form of score, very much like credit score in financial systems? The healthier you live, the less you pay.
Obviously someone who drinks alcohol regularly, smokes regularly, is overweight, ... would be a burden on health care system (in long run) compared to someone who lives with a healthy life style. Why would they both pay the same amount? In a credit-based system the former pays more.
Making some exceptions in such a system is just fine. Not everyone has cancer. Insurance company can easily pay the full amount for these people. It is not the major cost for system.
- throwawayjava 8y agoHow do you know how often someone smokes or drinks? How do you determine what level of smoking/drinking is harmful enough to merit higher premiums? How do you dispute the insurance provider's claim that your cancer is really your fault because you chose to live in a city with bad air? Enforcement requires a beneficient panopticon.