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They're not talking about the copay or deductible. They're talking about "Hospital believes that the services provided should cost $X, insurance company believe
by ThrustVectoring 8y ago
They're not talking about the copay or deductible. They're talking about "Hospital believes that the services provided should cost $X, insurance company believes that a reasonable price is $Y, you now owe the hospital $X - $Y".
- assblaster 8y agoThat's the problem! Hospital overcharges because government pays less than the cost of delivering care, so costs have to be recouped from other sources: privately insured, and uninsured. The one caught in the middle is the individual who gets screwed by both the hospital and insurer/government.