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The insurer only pays part of the bill because you entered into a contract with the insurer that specified that as such. No insurer pays 100% of every medical
by assblaster 8y ago
The insurer only pays part of the bill because you entered into a contract with the insurer that specified that as such.
No insurer pays 100% of every medical bill, no matter what, with no expectation of copay or deductible. Even if you had that sweet deal, you would be paying premiums that nobody could afford.
Do you have a right to receive services from another human without appropriate payment?
- ThrustVectoring 8y agoThey're not talking about the copay or deductible. They're talking about "Hospital believes that the services provided should cost $X, insurance company believes that a reasonable price is $Y, you now owe the hospital $X - $Y".
- assblaster 8y agoThat's the problem! Hospital overcharges because government pays less than the cost of delivering care, so costs have to be recouped from other sources: privately insured, and uninsured. The one caught in the middle is the individual who gets screwed by both the hospital and insurer/government.
- justherefortart 8y agoSo you think I should pay made up bullshit costs, while below saying the individual gets screwed by the hospital and insurance. Maybe you should make up your mind. I just play the game. They make the rules. Don't like it, tough shit, I've paid in hundreds of thousands to insurance over my lifetime. So cry me a river that they've created this shit system we've got with their lobbying and private/public monopolies.