Balance billing is complete bullshit. My long-term plan to deal with it is to move to Texas for their superior creditor protection laws, retire off of retiremen

Balance billing is complete bullshit. My long-term plan to deal with it is to move to Texas for their superior creditor protection laws, retire off of retirement accounts + annuities + owning primary residence, have zero assets that creditors can go after, and tell the hospital and insurance company to figure it out because they are legally unable to force me to pay.