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Yeah, they write it off as a bad debt then you end up with it on your credit report for 7.5 years. Good call.
by jhall1468 8y ago
Yeah, they write it off as a bad debt then you end up with it on your credit report for 7.5 years. Good call.
- justherefortart 8y agoMost credit scores are ignoring medical collections or deemphasizing it. I went to the ER a while back, my insurance paid roughly 1600 for the 8k+ they billed. I have a HSA that pays out as well, yet they have tried to bill me on top of that. They'll never see another cent. Credit is overrated anyway. Causes more troubles than it's worth.
- jhall1468 8y ago> Most credit scores are ignoring medical collections or deemphasizing it. Absolutely false. Modern FICO scores are doing that. The FICO score your bank will actually use doesn't differentiate debt. > Credit is overrated anyway. Causes more troubles than it's worth. I suppose if you never want to be a homeowner that's true.