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That’s not a trait inherent to insurance. Premiums can be adjusted based on risk so that everyone “subsidizes” everyone else by the same amount on average.
by baddox 9y ago
That’s not a trait inherent to insurance. Premiums can be adjusted based on risk so that everyone “subsidizes” everyone else by the same amount on average.
- emodendroket 9y agoIn this case the people who most need insurance cannot afford it.