No, you see - with an actor in a commercial, the other party clearly knows the affiliation with the company and the statements made are advertisement. Of course

No, you see - with an actor in a commercial, the other party clearly knows the affiliation with the company and the statements made are advertisement. Of course if they lie, and not just exaggerate, the company can be sued for other reasons (e.g. unfair competition). With Drew Cloud and The Student Loan Report, they pretended to be a single person who has personal experience with whatever, but definitely no affiliation with LendEDU. So if LendEDU paid them (or gave them any other benefits) to talk positively about them and steer business towards them, it is fraudulent.