While you have a point, there is a flipside, specifically regarding cash v credit/debit cards. 1. Privacy If you use a card for every transaction, then you ca

While you have a point, there is a flipside, specifically regarding cash v credit/debit cards. 1. Privacy If you use a card for every transaction, then you can be tracked for every transaction. Simple as that. 2. Tangible spending If you have digital currency, it is often hard to mentally understand the value of money. Everything is equal; be it $10 or $1000. I value an hundred dollar bill much more than an hundred dollars in my bank account, and consequently am less likely to spend the bill. Digital currency has it's upsides. Let's remember there are real downsides as well.