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This has nothing to do with microservices and everything to do with lack of skill, proper engineering and chaos in IT departments of almost all banks. You can w

This has nothing to do with microservices and everything to do with lack of skill, proper engineering and chaos in IT departments of almost all banks. You can write and deploy (don't forget about the fact developers aren't skilled in ops at all and that's a common cause for these things) good software in microservices and monolith architectures, you just need to know what are you doing. Monzo/Mondo had issues on their own, and in fact they have very frequent issues with their payment processors.

philcrump 8y ago
They had very frequent issues with their payment processors. The current account (now the only account as the prepaid beta programme has ended) runs on their internally developed payment processor, and has so far had minimal issues. More information here: https://monzo.com/blog/2018/04/04/ending-prepaid/ https://monzo.com/blog/2018/04/04/ending-prepaid/