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Don't forget the assets that are going to evaporate when interest rates go up. And, the insane premiums for health insurance since you don't qualify for assista
by sharemywin 9y ago
Don't forget the assets that are going to evaporate when interest rates go up. And, the insane premiums for health insurance since you don't qualify for assistance there either. Oh and don't for get insane day care during the summer and after school.
- sp527 9y agoI deliberately omitted most of those. ROI on appreciating assets depends on allocation and macro factors, not your socioeconomic position. You can also choose to buy cheap health insurance and your employer typically covers it anyway in the US. Costs related to children like day care similarly apply to every strata and you can choose to optimize those expenses no matter who you are.