> Those who have borrowed come out ahead, on average. I once stayed in a hotel room where the shower had the heat I wanted on average, it was horrible. But wh

> Those who have borrowed come out ahead, on average. I once stayed in a hotel room where the shower had the heat I wanted on average, it was horrible. But when it comes to real estate, as long as you can afford the increase in interest you'll probably be fine. My concern, here in Sweden at least, is that given the current real estate prices here, I can't see how people with average incomes can afford a more normal interest rate like 4-5%.