I do live in the US. The growth figures relate to population-level metrics. At the level of the individual, other factors are also at play, like the willingness

I do live in the US. The growth figures relate to population-level metrics. At the level of the individual, other factors are also at play, like the willingness of one's employer to subsidize health insurance. EDIT: a reference - https://wire.ama-assn.org/practice-management/health-care-spending-growth-rate-its-highest-2007 https://wire.ama-assn.org/practice-management/health-care-sp...