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> people without insurance or high deductibles get screwed. I've used the high deductible plus HSA approach since it was an option. I don't know if this varies
by jcwayne 8y ago
> people without insurance or high deductibles get screwed.
I've used the high deductible plus HSA approach since it was an option. I don't know if this varies by state or plan, but all I ever pay is what the insurance company considers allowable.
- octorian 8y ago> what the insurance company considers allowable Why is this concept ever even deemed acceptable? Why do you get the privilege of "only paying what the insurance company deems allowable, minus what they cover", but someone else has to pay in full? This puts you in a state where you basically require insurance to get care at a reasonable price. Where its cheaper to have coverage and pay out of pocket, than to pay out of pocket without coverage.