In addition to some of the other suggestions in this thread, invest in the people you care about, particularly family and friends. Invest not just money, but al

In addition to some of the other suggestions in this thread, invest in the people you care about, particularly family and friends. Invest not just money, but also share time and expertise. Invest in their education/training, help them towards better employment (maybe help them start a business), help them make progress towards their goals. Help them "expand the pie" and make them understand that you want them to pay it forward. It's easy to forget this when using an individualistic lens, but friends and family could be your best safety net in tough times -- this is probably the only investment that is also invested in your growth and well-being. Done well for a couple of generations, this is often what seeds "privilege".