Invest as much of your money as you can. I'm investing around 30-40% per year (no family, no kids but I do have a mortgage). At my rate the absolute outer limit

Invest as much of your money as you can. I'm investing around 30-40% per year (no family, no kids but I do have a mortgage). At my rate the absolute outer limit of when I'll have to work is 55, but I could easily retire by 50. I don't know if that sounds like a long ways off to you, or that you'll be old at that point, but it's not. I might buy a sailboat at that point and travel the world for a decade. Being able to see that in the near future I am free of the obligation to work is incredible. I feel this great expansiveness when I think about it, which my non-tech friends absolutely do not have. I recommend using your money to buy your freedom instead of more things.