I tell myself I have just a lower middle class wage to spend, even if it is a bit more. I like to think of my thrifty spending as a way to keep in touch with th

I tell myself I have just a lower middle class wage to spend, even if it is a bit more. I like to think of my thrifty spending as a way to keep in touch with the reality of people of more humble means. What you earn more than a cashier, the Moroccan cleaning lady or the Mexican strawberry picker is your lucky lottery ticket. They can survive without. You too can probably. Investing the surplus is a simple technical question. Read up on the subject. Donate some of the (returns on the) surplus. Not because you have to. Because it will make you happy.