I think you need to be realistic about what "early retirement" means. To a lot of people this just means spending their time not at a desk job. Instead they spe

I think you need to be realistic about what "early retirement" means. To a lot of people this just means spending their time not at a desk job. Instead they spend their time making money (maybe less money but still some) in different ways. Ways they find more pleasurable. If that's the case you don't need to save all the money you'll ever need for the rest of your life by the time you're 50 because you're not spending your remaining 50 years doing literally nothing.