I am incredibly shocked by how much money I am making, more than I expected when growing up, obviously, but more than I expected even when entering the industry

I am incredibly shocked by how much money I am making, more than I expected when growing up, obviously, but more than I expected even when entering the industry. I think everybody else is giving good advice, so here's something I always heard was maybe a bad idea, but so far I don't regret: Friends and family hitting me up for money. I've given a few people loans, one very large (40K, cancer debt). Hasn't been a problem, one wasn't paid back, and that's OK. When you loan a friend 1K because he's homeless, mainly you're just glad he's not homeless anymore, I would have just given him it, but he preferred a loan. His situation is still precarious, years later. But I guess you have to make that judgement for yourself, I'm not having acquaintances ask me for money for a new TV or something. I target giving 10% of my income to charity each year. https://www.givingwhatwecan.org/ https://www.givingwhatwecan.org/ is a site that advocates for this. I usually fall short just from forgetfulness. I also got the standard yuppie hobby of photography (and vintage lenses, though the cheaper ones).