I also highly recommend a good financial planner. Not only can they help you with the complicated financial stuff (all the work you might typically expect from

I also highly recommend a good financial planner. Not only can they help you with the complicated financial stuff (all the work you might typically expect from a financial planner), they also are experienced at helping you figure out what you care about (and therefore how you should allocate your resources). I find it to be almost like 'financial counseling'. There was a NYTimes article recently that is sortof on the topic: https://www.nytimes.com/2018/04/20/smarter-living/why-you-should-hire-a-financial-planner.html https://www.nytimes.com/2018/04/20/smarter-living/why-you-sh... A good financial planner should be certified (have their CFP), and will offer your first visit completely for free.