I hang out on reddit's financial independence sub, and there are a few Europeans and NL specifically; I believe there's even a specific FI NL sub (or maybe just

I hang out on reddit's financial independence sub, and there are a few Europeans and NL specifically; I believe there's even a specific FI NL sub (or maybe just FIeurope) for specific answers to your questions. Worth checking out if you are interested; more generally, it's the expenses not the income where most people struggle financially, and not having the US healthcare concerns makes a world of difference. You do need some kind of stable, middle class income to achieve FIRE - which is sometimes overlooked - but from there it's achievable if it's important (and it's OK for FIRE not to be important to you).