I don't know the PIN for my main credit card. I can use PayWave here in AU for anything under $100. When racking up more than $100, I say "I don't know my PIN.

I don't know the PIN for my main credit card. I can use PayWave here in AU for anything under $100. When racking up more than $100, I say "I don't know my PIN. Can we put that through as x purchases instead?" or I make up something about needing to split payments for business receipt purposes. I've never been asked for ID or had anything other than the staff member accommodate without hesitation. I haven't needed my PIN in years now. But every time, I think, "I bet I wouldn't get away with this if I wasn't a plain white guy."