Only over some threshold (iirc, though it has been some time, around 80k USD equivalent). So maybe yes for someone with a comparatively high income, but not so

Only over some threshold (iirc, though it has been some time, around 80k USD equivalent). So maybe yes for someone with a comparatively high income, but not so much a worry for a reasonably large segment of the population. Naturally if this happens to apply to anyone reading I would urge consulting a professional for current advice. ;)