All accurate. It is definitely marketed at investors, but I've used it as my checking account (er, accounts) for years now. Although there are a handful of bra

All accurate. It is definitely marketed at investors, but I've used it as my checking account (er, accounts) for years now. Although there are a handful of branches where I live, I never physically go there. I handle all check deposits via their mobile app. I never receive cash for anything though. You are correct, it would probably be a bad choice for someone dealing with a lot of cash. And as a sibling comment said, no ATM fees anywhere in the world, ever.