It's less important to point out that bad real-estate deals exist. No one is debating that. Nor is anyone debating the sliding scale that shows your first year

It's less important to point out that bad real-estate deals exist. No one is debating that. Nor is anyone debating the sliding scale that shows your first year is mostly interest. ASLO, no one (even the OP) is debating (assuming you are savvy enough to avoid a bad deal) that in 30 years, home owners have a massive nest-egg, not to mention 30 years of effectivley fixed monthly payments (even if taxes go up slightly). Would LOVE to compare net worth with the OP.