> The financial arguments assume one only pays the minimum mortgage payment amount. Many people add a bit extra each month which can quickly turn a 30 year mort

> The financial arguments assume one only pays the minimum mortgage payment amount. Many people add a bit extra each month which can quickly turn a 30 year mortgage into a 9-12 year mortgage. Wouldn't that actually make the trade-off worse as instead of putting money into a high-return asset (stocks) you directed it to a lower-returning asset (housing)?