In some countries "mortgage vacation" is mandated by law. You can just stop paying it for 6-12 months if shit hits the fan. Some banks allow re-financinng to pr

In some countries "mortgage vacation" is mandated by law. You can just stop paying it for 6-12 months if shit hits the fan. Some banks allow re-financinng to prolong mortgage and lower monthly payments too. There're insurances that cover your mortgage if you loose your incomes for legitimate reason (injury, company downsizing etc). Neither of those exist when renting..