I'm sorry, but the numbers you're putting out there indicate that you might be a person who does not understand how to value their investment property. The typi

I'm sorry, but the numbers you're putting out there indicate that you might be a person who does not understand how to value their investment property. The typical baseline number to have is one of the expected or historical cap rate. The terms of your mortgage and down payment are almost wholly irrelevant. And leverage is often considered good in real estate investing.