What you describe are common features available to all customers of Danish banks. Free of charge in any decent bank. You get the “Dankort” (den card) for free.

What you describe are common features available to all customers of Danish banks. Free of charge in any decent bank. You get the “Dankort” (den card) for free. It’s a debit card that’s universally supported in all shops with zero surcharge. It’s trivial and a common service to share accounts with multiple cards in your family.