Not sure how they calculate fines like these but it sure should work something like the following: $100M + [(entire bank profit gained from illegal activity) *

Not sure how they calculate fines like these but it sure should work something like the following: $100M + [(entire bank profit gained from illegal activity) * 7.0] + [(number of people screwed) * (average fees charged per person) * 2.0] In addition, there should be a stipulation that the bank cannot (in present or future) pay the fee through employee layoffs or other cop-outs. Ideally, the government is able to require fine payments to come directly from executive compensation or by selling assets, etc. My guess is it would come out to, let’s say, a hell of a lot more than this.