There are financial incentives. Paypal is a lot like shady ad networks in that they let you accrue a balance while waiting for you to do something they can jus

There are financial incentives. Paypal is a lot like shady ad networks in that they let you accrue a balance while waiting for you to do something they can justify terminating you for. When that happens, they lock you out and keep your money. Unlike your landlord, Paypal profits from eviction.