Yes, demographics for Credit Karma does play a role. But, given that IRS did raise under reporting as the main issue during the fight with Coinbase : n 2013, 8

Yes, demographics for Credit Karma does play a role. But, given that IRS did raise under reporting as the main issue during the fight with Coinbase : n 2013, 807 individuals reported a transaction on Form 8949 using a property description likely related to bitcoin; in 2014, 893 individuals reported a transaction on Form 8949 using a property description likely related to bitcoin; and in 2015, 802 individuals reported a transaction it is a concern.