I have 2 questions: -Why do they feel the need to patent this? The algorithm look trivial. -How is this even acceptable? Making decisions based on such "predi

I have 2 questions: -Why do they feel the need to patent this? The algorithm look trivial. -How is this even acceptable? Making decisions based on such "predictors" should be (and often is) illegal. >Oh, you're physically disabled? I predict this will cause you emotional distress and you will perform badly in my college. Sorry, you're rejected. >Oh, you're black? Sorry, my predictors predict you're a criminal! Don't worry, the police will arrive soon. You are free to use other banking institutions. >Oh, you're poor? Sorry sir, we don't sell cars to poor people, because our predictors say they typically use our free repair services! That costs us money, please buy a used car from craigslist or something. I can't comprehend how they could publish and acknowledge using this kind of profiling. And that's without getting into politics.